The materials on this website (the "Site") are provided by Joint Venture Partners International, Inc. ("JVP") as a service to its clients, associates and may be used for informational purposes only. Single copies may be downloaded subject to the provisions below. By downloading any materials from this Site, you agree to these terms. If you do not agree to them, do not use the Site or download any materials from it.The materials at this Site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. All products names identified by ®, ™, or (SM) symbols or appearing in type form different from that of the surrounding text are trademarks owned by or licensed to JVP unless otherwise identified as being owned by another entity.Materials are copyrighted and are protected by worldwide copyright laws and treaty provisions. They may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way, without JVP's prior written permission. Except as expressly provided herein, JVP nor its associates, clients or suppliers grant any express or implied right to you under any patents, copyrights, trademarks, or trade secret information. Other rights may be granted to you by JVP in writing or incorporated elsewhere in the Materials.

JVP may terminate this license at any time if you are in breach of the terms of this Agreement. Upon termination, you will immediately destroy the Materials.

DISCLAIMER: THE MATERIALS ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL JVP OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF JVP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

JVP and its suppliers further do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. JVP may make changes to these materials, or to the products described therein, at any time without notice. JVP makes no commitment to update the Materials.

JVP may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.

PRIVACY STATEMENT

Your privacy on the Internet is of the utmost importance to JVP, When you visit our Web Site, you do so anonymously. We do not recognize identifying information about you, nor do we automatically collect information about you while you are at our Site. Before we ask you for information, we will explain how this information will be used. We will not provide any of your personal information to other companies or individuals without your permission.JVP does not collect personally identifiable information about individuals except when such individuals specifically provide such information on a voluntary basis. Personally identifiable information on individual users will not be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection. At such points of collection, the user will have the opportunity to indicate whether he or she would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from JVP and/or any third parties.

The foregoing policies are effective as of January 1, 1998. JVP reserves the right to change this policy at any time by notifying users of the existence of a new privacy statement. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Copyright © 2001 Joint Venture Partners International, Inc. All rights reserved.

The information contained on JVP’s Web Site or in any document assembled and produced by JVP may be changed by JVP at anytime without notice. JVP may add, change or withdraw any product or service described herein or elsewhere at anytime without notice.The information contained on JVP's Web Site and/or any information referenced in any document assembled and/or produced by JVP were compiled by JVP from numerous professional sources, legal documents and financial publications all of which are deemed satisfactory by JVP.Information contained on this web site or in any document assembled, produced or provided by JVP "IS NOT" intended as legal, financial, business or personal advice.Laws and accounting standards change and vary from jurisdiction to jurisdiction. JVP assumes no liability for the timeliness or of the accuracy of the information or for any changes in corporate or securities laws or accounting rules in any jurisdiction. Therefore, readers should not use any information on JVP’s Web Site or information in any document assembled and/or produced and/or provided by JVP or should not act upon or make any business decision based solely on the information contained on this Web Site or in any document assembled and/or produced and/or provided by JVP.

In no event will JVP be liable for any damages whatsoever, including but not limited to any special, direct, indirect, incidental or consequential damages or any damages for lost profits, lost revenues or losses of use of any kind whatsoever arising out of or related to information on JVP’s Web Site, or in any document assembled and/or produced and/or provided by JVP or any information contained in any of the foregoing.